economy, but also other major economies continue to slide, interest rates are lower than they have been for a long time.

If your credit has improved since the purchase of the original car, refinancing will be in your best interest.
Your banker wants you to pay the highest possible so that the bank made the most of the sale of your loan on the secondary market money mortgage rate.

While interest rates may be even lower or not your loan program, there is no way that your refinancing was able to pay for itself again and the costs associated with another refinancing are simply not justified.

Adjustable rate mortgage refinancing typically have an initial fixed rate lower than a comparable fixed rate mortgage refinancing.

There are many different reasons why you want to refinance your home: Whenever you have a loan it is always a good idea to keep a close eye on interest rates at the moment, and compare with the rate of your loan.